Financial Stability Partnership (FSP)
The Financial Stability Partnership is a collaboration between the Titusville United Way and local non-profits, banks, and government agencies to work towards a better end for local low-income residents. The goal of the project is to develop framework for the implementation of the FSP to help families improve financial stability by reducing debt and increasing assets. Through the United Way's annual Needs Assessment, it became clear the Titusville region was in need of focused attention to deal with financial literacy, debt management, credit counseling, and an increased awareness of benefits for low-income citizens such as the Earned Income Tax Credit (EITC).
The Titusville Area United Way is a partner of the Department of Public Welfare and will be able to help local clients with completing applications right here in Titusville instead of driving to Meadville, although United Way will not offer the full range of assistance the Meadville office does.
The DPW applications are available through a website called Compass. United Way's trained counselor will help you complete the on-line form. This confidential program is FREE to the community.
With counselor assistance the FAFSA form can be completed on-line. This Free Application for Financial Aid is a must for all who are planning to attend higher education. This lengthly application can be completed with the help of a trained United Way counselor.
- We have become a VITA site through the IRS to help low-income residents file their taxes and collect possible Earned Income Tax Credits. From January 25th to April 15th, call to see if you qualify to have your Income Tax prepared for FREE.
- Need help with Budgeting? United Way can help families and individuals take a close look at their income and expenses to come up with a plan of action to decrease debt and increase assets. This confidential process is completed with a United Way staff member.
- Looking for employment? United Way will help you complete a CareerLink Application and perform a job search on-line.
- Starting in November of each year, those who qualify, can stop by the United Way office and complete a LIHEAP fuel application. Call to see if you meet the income guidelines.
- For retired individuals/families or those disabled, a Property Tax/Rent Rebate form can be completed if you meet the income guidelines. This must be done before July 1st of each year.
Financial education is crucial in our confusing world where many grow up, never properly trained or informed how to budget or balance their checkbook. Because of this need, we are partnering with local non-profits and banks who offer courses on being a first time home buyer, budgeting, and credit counseling.
We will keep you informed as to the future of the program which will continue to grow.